Points & miles, simplified
Whether it's a lie-flat seat or just a cheaper flight home, PointPal finds the best way to use your points — and tells you when paying cash is smarter.
Plan my first tripYour points are worth
+$410 in 6 mo$3,840
Chicago → Tokyo · Business
75,000 Amex MR
NYC → Miami · Economy
Pay cash: $129
Park Hyatt Kyoto · 3 nights
90,000 Chase UR
A destination and dates is enough. PointPal does the research.
Every option scored by cents per point — and a clear call when cash wins.
Link your banks and cards and track every program you hold.
See your balances 3, 6 and 12 months out from real spending.
The sign-up bonus that gets you to your goal, in the right order.
A quick credit check-in tells you if now is a good time.